Getting business loan in today's marketplace can be challenging. Similarly, as we have seen tightening of lenders in the residential market, has also been a decrease in money for their owners.

However, it is still money available. As an entrepreneur, you can be more creative and work hard to get it. It 'true that traditional banks are exploring every possible loan, more than ever. Without perfect credit and a balance sheet, many companies are not going to get a bank loan in this market.

Fortunately, there are other options for the entrepreneur. If you have resources such as land or a building in the capital, you can go to borrow money hard. Hard money loans are commercial loans, the money is hard to use the property, usually real property as collateral. Lenders are willing to take more risks if they are securities that can be prevented if the borrower defaults on the loan.

Need funds for a new society? Venture capital can be your best option. There are two main forms of venture capital sources, venture capitalists and angel investors. Corporate venture capital investment are large companies raising funds from investors to lend to small businesses. They tend to be medium to large loans for all types of businesses. Angel investment groups are small groups of individual investors, who meet and make business loans. Both types usually lend money to start, start-up funds, also called, but they can also give money to the later stages of the company known as mezzanine financing.

If you have an established business, but do not use real estate as collateral, you may be able to generate capital through a loan receivable. This type of loan uses a companies debts overdue account to pay for services already provided as collateral. These are short term loans to provide cash flow until the accounts are paid.

These are just some examples of the many types of loans are still available for entrepreneurs and business owners in a tight credit market. While many banks are not willing to take a lot of new risks in today's economy, are not sophisticated investors who seek the opportunity to lend money. If you are a business owner in need of seed capital funds for expansion or even payroll, do not despair. You just have to explore alternative options.