If you have been on the market recently, looking for some form of financing for new start-up company, you're probably a little 'frustrated today.

The question is, banks and most other non-banks or private lenders, not only to borrow money for start-ups. This is just the way it is.

They argue that the risk is too high and their regulators or investors agree with them.

In fact, very few companies take more than three to five years - the typical life of the loan to a standard business loan.

But like many companies before you, there are ways to finance your new startup:

First - Always look for personal wealth or personal funds. Now I know you do not want to hear this, but if you have no choice, and you truly believe in your business - so why not use your own property or money to get this business off the ground and make money?

You want a bank or lender to take a risk on you, but you can not take a risk on yourself - do not seem fair.

Plus, I can guarantee you this: If you have your own assets at risk, you will work harder and longer to ensure that your business does not succeed (which is the ultimate goal anyway).

The other - the other using the bootstrap. There are many ways to bootstrap your business in addition to their own funds of persons and property. You may consider:

Public Financing - Although this may not provide a huge amount of money that could provide enough information to start. Once the program is started, other financial instruments begin to open.

Friends and family loans - your friends and family that you know best, and if you can not sell your business idea and benefits for them, then you'll never be able to sell it to pay consumers. Even if your friends and family can not or will not invest in you, they know anyone who would - you just have to ask.

Micro-credit lenders - backed by the SBA, lenders offer over only small amounts of capital - usually up to $ 35,000 with the average loan is about $ 13 500 - but also provide advice and guidance to help better manage and grow your business.

The third - looking partners or investors. If the concept of business is a huge market growth potential is a big and fast, or have a lot of their property, then you need to look at the local level. Outside the network and other local entrepreneurs or investors.

You'd be surprised how many local business owners and retired just want to give something back to their communities and can provide more than capital, but it can open many other doors for you and your business. You just have to go out and talk with anyone who will listen. And do not be afraid to ask. If you do not ask, you will never get what you want!

Even if you can hear other entrepreneurs fall into a certain type of bank loan or an investment professional to make them start, we also know that there have been some exceptional circumstances or reason to it - like his uncle is the president of the National Bank or the service known as a family member, or simply that they are not income that meets the loan.

The most important thing is that banks and other lenders are not limited to borrow start-ups.

During the early days, we do not have to go it alone. But make it a challenge. This includes a target of getting the loan at the end of the business sector. This will not only help financially manage the new business in a better (to keep things like cash flow, collateral, credit and debt to mind), but when you do not get approved for the loan, can see that the company revealed that the next level and continue on your way to success.

The true entrepreneur is not the inability to obtain external financing as a fatal obstacle to start your new business, but focus on the potential long-term gains that companies could offer, they have appealed these three simple steps and other means to self-financing start as soon as possible.